What You Need to Know About Moving Insurance

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One of the things you should take into priority when moving is getting an insurance coverage. Since you are entrusting your belongings to a moving company, it is very important to review the details of your insurance as the likelihood of damage and loss of items is possible. You can lower the risk when you hire a reliable moving company and at the same time, avail of an insurance coverage that's right for your needs.

Perhaps you are already covered for a move under your home insurance policy or a short-term coverage. If not, rest assured that all household moving companies are now required to carry a minimum amount of insurance. Ask your mover about specific policies and get a Certificate of Insurance. You can confirm if it's legitimate by visiting www.safersys.org. Also, there are moving companies offering additional insurance. Depending on your budget, purchasing this is highly recommended. You can purchase additional insurance from your moving company who has in contact with a third party insurance provider.

It is important to take note of your coverage options. There are levels of liability such as released value (the basic coverage that moving companies provide) and full-replacement value (a comprehensive type of coverage for your valuables). For a detailed description of moving insurance policies, you can visit www.ProtectYourMove.gov.

To learn more about valuations, click here

Generally, movers are liable to physical damages to the box itself, but not the damage to the items inside. This damage can be easily prevented with the help of reliable movers as they can pack even the most delicate items safely. The moving company is responsible in the event of lost items or for any damages on professionally packed goods. In this case, you can file a claim.

We hope this information will help you have a safe move!